Debt Relief For Any Situation

Looking for debt help? Having trouble paying your bills? Are you living paycheque to paycheque, month to month? Think you'll never be debt-free?

  • WE WILL HELP TO STOP COLLECTION CALLS
  • WE WILL HELP YOU REDUCE YOUR DEBT
  • WE WILL HELP YOU PROTECT YOUR ASSETS

Apply for Debt Relief with One Phone Call with no income requirements

Free debt relief consultation

The Experts At Debtclear.ca Are Here And Ready To Help. What Are You Waiting For? Let’s Start Talking!

Why Choose Us?

  • We Will Solve Your Financial Problems Financial assessment is a necessary part of the qualification process, and allows our counselors to come up with an solution that truly makes sense for every client’s individual situation. It also provides our clients with full clarity of the magnitude of their debt situation.
  • We Offer Relief From Stress Financial assessment sheds light on the things that ought to be done to come up with an effective solution. We have lots of experience handling various types of debts and debt situations. This experience helps us come up with the best solution for handling debt.
  • We Will Educate You On Money Management Poor money management is the root of money problems. The focus in this final step is to build our client’s capacity to handle as well as manage financial matters independently.

Our Satisfied Clients

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We Help You Solve Debt Problems

Our first step is to help you know exactly how much you owe. We do this by walking you through your credit card statements and examining the outstanding balances. We then discuss the different phases of settlement processes and make sure you get favorable terms from creditors. Our team of credit counselors will review your monthly income and expenses before working out a favorable payment plan. You will also be given other practical solutions to help reduce the financial burden.

We work with you to find the most favorable debt management solutions.

When Do You Need To Contact Us?

Our debt relief services are available to you whenever you need them. Most of our clients are those going through financial hardships as a result of death, loss of employment, injury, divorce and a range of other reasons. We have served clients going through all manner of financial difficulties. We also allow you to hire our experts if you need help after creditors threaten to file lawsuits against you. If you are being harassed by creditors, we are here to help. Give us a call today and let’s get started.

At this time, due to COVID-19, there may be additional relief for other types of bills as well. You may also include multiple bills in your resolution plan for additional monthly assistance.

Frequently Asked Questions

Debtclear.ca Services doesn’t charge any upfront fees, and there’s no cost to sign up. Our initial Reliefs are free. During your Relief, one of our certified debt specialists will talk with you and see if the Debtclear.ca Services program is right for you. Our clients pay a fee based on how much we are able to save them; however, payments only are only due once a client is in a debt relief program, legally protected from creditors, and their situation is being resolved. In addition, the fee is paid via monthly payments, that are guaranteed not to increase. You’ll will continue to have a structured monthly payment plan for the entire time you’re enrolled in the Debtclear.ca Services program.
Yes, there is a temporarily negative impact to one’s credit rating, and it can be improved after you have completed the program and you are debt free. We provide credit rebuilding assistance to all our clients. If you are already behind on your bills, or especially if you are in collections, your credit score will already be lower so the effects of our program may not be as severe.
No, we do not offer debt consolidation loans. We can consolidate your debts into one low monthly payment. If you have bad credit, you will not qualify for a debt relief loan in the first place, and solving debt with more debt goes against our approach here at Debtclear.ca Services.
Debt settlement rarely provides an opportunity for an affordable payment plan, instead requiring a lump sum payment with strict time limits. In addition to that, majority of Canadian banks do not engage in private debt settlement. There are also types of debts that can’t be settled privately at all – HST, income tax, OSAP, just to name a few. Engaging in any form of debt settlement, be that privately or through a debt settlement, does not provide you with any legal protections against creditor action.
The program length varies between 24-60 months, however an important factor to keep in mind is that the programs we offer are completely open, meaning that it can be paid off at any time, without any penalties. Most of our clients are able to complete their debt relief program considerably ahead of schedule, as there is no interest, and all payments go towards the principal balance, which has already been reduced to a manageable amount.
All of our programs come with full legal protection from creditors, meaning that not only will you not get sued, but that you will also be protected from all other forms of creditor action – collection calls and letters will stop, garnishments will be cancelled, and even if a creditor has put a lien on your property (with exception of CRA liens) it will be lifted upon completion of the program.
No, our goal is to have our clients debts resolved while allowing them to avoid filing for bankruptcy. That being said, we do provide bankruptcy consulting where a situation may warrant such a drastic solution, however that approach is generally reserved for most severe of cases where settling for a percentage of debt just isn’t realistic.
No, after entering into one of our program your payment towards it will be distributed amongst your creditors based on the reduction achieved. You will only have to make one single monthly payment towards all of your debts.
Why Our Counseling Services?

We can help you with the following:

  • Figure out how much debt you have
  • Let you know if you qualify for any settlement
  • Help you consolidate all of your debts into one single manageable monthly payment
  • Help you find a settlement plan that is perfect for your lifestyle and needs
  • Educate you on the drawbacks of debt settlement and how you can overcome them
  • Make you aware of debt relief options that are available to you
Top Debt Relief Company

We Can Help You With:

High Credit Card Debt Reduction / Collection Calls / Debt Relief/ Foreclosure Debt Solutions / Student Loans / Pay Day Loans / Income Tax Debt / Wage Garnishments / Credit Relief Loans

  • Expert team of local debt specialists
  • Confidential advice on all personal debt matters
  • Offices staffed with friendly local credit counsellors

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